Debt Payoff Calculator

Enter your debts, tell us your monthly budget, and we'll calculate your fastest path to debt freedom.

For educational purposes only. This calculator provides illustrative projections. It does not constitute financial advice. Always speak to a qualified debt adviser before making decisions about your debt.

Your debts

Debt 1

Label

Balance (£/$)

APR (%)

Minimum monthly payment

Monthly budget

Monthly income

Monthly expenses

Payoff strategy

Educational tool — not financial advice

Results are illustrative projections only. This calculator assumes fixed interest rates, consistent payments, and no fees. Real-world outcomes will differ. Seek regulated advice from a qualified financial professional or free debt charity before restructuring your debts.