Ona Planner Blog
Money guides for real life
Plain-English guides on saving, investing, and planning for the things that matter — no jargon, no fluff.
How Much Do You Actually Need to Save for a House Deposit?
Buying a home is the biggest financial goal most people will ever set. Here's how to work out exactly what you need — and a realistic plan to get there.
10 February 2026
What Is a Monte Carlo Simulation? (And Why Your Savings Need One)
Financial planners use Monte Carlo simulations to test how your savings plan holds up across hundreds of different possible futures. Here's what that actually means.
28 January 2026
Inflation and Your Savings Goals: Why £10,000 Today Won't Be Worth £10,000 Tomorrow
Inflation silently erodes the value of your savings over time. Understanding it is the first step to making sure your financial goals stay on track.
15 January 2026
Conservative, Balanced, or Bold? How to Choose Your Investment Risk Profile
Your risk profile determines how your money is split between stocks and bonds. Here's how to pick the right one for your situation.
5 January 2026
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